Own a Brand-New Home in Philadelphia for Less Than Rent—Thanks to the Turn the Key Program.
🏠 Homes from ~$183,000 after assistance
💰 Up to $85,000 in homebuyer support
📉 Monthly payments starting near $1,353
Turn The Key (TTK) Program
An official Turn the Key partner, building homes for Philadelphia families in collaboration with the Philadelphia Land Bank & PHDC.
Why Pay More for Rent When You Could Own for Less?
See How Your Monthly Costs Could Drop with Turn the Key
BEFORE
Typical 2-Bedroom Rent:
💰 $1,800/month
Money you’ll never get back
Rent can increase every year
No equity or long-term benefit
Paying for someone else’s mortgage
AFTER
Your Turn the Key Mortgage:
💰 $1,353/month
Build equity & own your home
Fixed monthly payments
Brand-new, energy-efficient home
10 yr tax abatement saves thousands
Philadelphia’s Affordable Homeownership Program
What is the Turn the Key Program?
Turn the Key is a City of Philadelphia initiative that helps first-time buyers own brand-new, energy-efficient homes — with grants and mortgage assistance that make payments lower than rent.
🏠 Brand-New Homes
Move into a new, 3-bedroom, 2-bath, energy-efficient home in a Philly neighborhood you love.
📉 Lower Monthly Payments
Average Turn the Key mortgage is about $1,353/month — often less than rent.
💰 Up to $85K in Assistance
$75,000 mortgage buydown + $10,000 down payment grant available to eligible buyers.
📆 10-Year Tax Abatement
Save thousands in property taxes during your first decade of homeownership.
FINE PRINT COMPANIES
Philadelphia’s Trusted Builder for Turn the Key Homes
Fine Print Companies is more than a construction company — we’re a minority-owned, Philadelphia-based developer dedicated to building affordable, high-quality homes for local families. As an official Turn the Key partner with the Philadelphia Land Bank and PHDC, we’ve helped dozens of first-time buyers become homeowners in neighborhoods across the city.
Our projects are built with care, modern design, and lasting quality — from Grays Ferry to West Poplar and beyond. Every Fine Print home meets the program’s strict standards for affordability and energy efficiency, so you can enjoy low maintenance costs and lower utility bills.
Official City Partner – Selected by Philadelphia to deliver Turn the Key homes
Experienced Developer – Dozens of completed Turn the Key homes across multiple neighborhoods
Minority-Owned Business – Proud participant in the Minority Developer Program
Local & Invested – We live and work in the same communities we build in
How the Turn the Key Process Works
Follow these simple steps from registration to moving into your new home.
Summary:
The Turn the Key process is designed to make becoming a homeowner simple and straightforward. From registering your account to getting the keys to your new home, here’s exactly what to expect — every step of the way.
1. Register for your Turn the Key (TTK) account.
2. Complete the TTK interest form.
3. Fill out your official TTK application.
4. Watch the PHFA certification webinar.
5. Upload your income documents and PHFA certification.
6. TTK reaches out to schedule a one-on-one meeting.
7. Meet with TTK for your scheduled session.
8. Receive your official income certification from TTK.
9. Get approved and meet with Fine Print Companies to choose your new home.
Am I eligible?
You must be a first-time buyer – a person who has never owned a home or who has not owned a home for three years prior to applying to Turn The Key.
You must complete PHDC-approved one-on-one homeownership counseling before signing an Agreement of Sale.
Your household income can be no higher than 100% of Area Median Income (AMI) – the amount that matches up with the size of your household. AMI is calculated by the federal government for use by housing assistance programs.
READY TO Get started?
Start Your Turn the Key Journey Today
Check your eligibility and connect with Fine Print Companies to see available homes and next steps.
Client Testimonials
Real Stories from New Philadelphia Homeowners
See how the Turn the Key program has helped families like yours unlock the door to their own home.
Jasmine Richards
Fine Print truly made my dream home a reality. Their management ensures everything runs smoothly—impressive attention to detail. Highly recommend!”
Monica Chandler
Explored various developers before settling with Fine Print – their property management and commercial development services are genuinely top-tier. Highly efficient and totally worth it.
Thomas Krazinski
After exploring various options, Fine Print's investment consultancy really stood out. Their tailored advice helped maximize my returns without the usual hassle.
FAQ'S
Frequently Asked Questions
Quick answers to the most common questions about the Turn the Key program and buying with Fine Print Companies.
What sets Fine Print Companies apart from other developers?
Our attention to detail and commitment to quality distinguish us in every project.
Do you offer warranties on your properties?
Yes, all our properties come with comprehensive warranties that cover a range of potential issues to give you peace of mind. Specific terms vary by project, and details are provided at the point of sale.
How involved can I be in the design and development process
Client involvement is encouraged throughout the process to ensure the project reflects your vision
How sustainable are the properties developed by Fine Print Companies
We incorporate green technologies and sustainable practices to minimize environmental impact and enhance energy efficiency
What is the typical timeline for a residential development project
Typically, a project can take anywhere from 12 to 24 months from conception to completion
How involved can I be in the design and development process
Client involvement is encouraged. We keep you engaged from initial concept discussions to selecting finishes.
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